See How AWS Vision Stacks Up Against the Big Banks
We compared bank annual APY (savings & CDs) against AWS Vision program earnings — illustrated at up to 7% monthly. Your exact profit rate depends on enrolled capital — talk to our team for your personalized terms.
Compare earnings at deposit size
Showing projections for $50,000 using AWS Vision at up to 7% monthly ($0 est. over 12 months). Profit percentages vary by capital — talk to an agent for your rate.
Deposit Yields vs AWS Vision Programs
Banks show best published annual APY (savings or promotional CD). AWS Vision earnings below are illustrated at up to 7% monthly — our highest program rate. Your actual profit percentage depends on enrolled capital and is confirmed with support.
| Institution | Rate | Est. 1-Year Earnings on $50,000 | vs AWS Vision |
|---|---|---|---|
| AWS Vision | Up to 7%/mo · Talk to Support | $0 | — |
Bank earnings: principal × (annual APY ÷ 100). AWS Vision: illustrated at up to 7%/mo × 12 on principal ($0/yr at $50,000) vs a 4.5% bank APY earning about $2,250/yr. Actual AWS Vision rates vary by capital.
CD vs Investment & Fixed Deposit Programs
Bank CDs use APY. AWS Vision program earnings here use an illustration of up to 7% monthly. Your personalized rate depends on capital — talk to support or an agent for enrollment terms.
| Institution | Program / CD | 1-Year Earnings | Next step |
|---|---|---|---|
| AWS Vision — up to 7%/mo | Rates vary by capital · Talk to Support | $0 / yr | Talk to an agent → |
AWS Vision Investment Tiers vs Traditional Banking
At $50,000, illustrated AWS Vision earnings are $0 over 12 months (up to 7%/mo) vs. $0from Chase's standard 12-month CD. Exact profit percentages vary by capital — talk to support for your plan.
How We Calculate This Comparison
Bank savings & CDs:Earnings = deposit × (APY ÷ 100). Rates sourced from each bank's published rate sheets and independent publishers (June 18, 2026).
AWS Vision (illustration): Earnings = capital × (up to 7% ÷ 100) × 12 months. This uses our highest published program ceiling so you can see maximum modeled advantage vs big banks. Profit percentages vary depending on capital — your enrolled rate is confirmed with support or a relationship agent.
Personalized terms: Plan selection and monthly profit rate are set with your representative based on deposit size and program fit — not listed as fixed public tier percentages on this page.
Why the Output Is So Different
Higher yields than branch savings
Even megabank promotional CDs top out around 4–4.5% APY. AWS Vision programs can illustrate up to 7% monthly on enrolled capital — a different product structure. Your rate depends on capital.
Structured wealth programs
Traditional CDs lock in low single-digit APY. AWS Vision investment and FD packages are structured wealth programs — terms are finalized with support based on your capital.
Non-profit fund option
AWS Vision's non-profit program serves organization capital with a dedicated portal. Returns are confirmed on a call with your representative.
Non-Profit Organizations
Traditional banks do not offer a comparable dedicated non-profit fund package. AWS Vision capital tiers — returns finalized with your representative:
| Tier | Enrolled capital | Monthly rate |
|---|---|---|
| Foundation | $100,000 | Discuss on call |
| Growth | $250,000 | Discuss on call |
| Impact | $500,000 | Discuss on call |
| Legacy | $750,000 | Discuss on call |
| Premier | $1,000,000 | Discuss on call |
Published competitor rates (June 18, 2026)
Reference figures from bank websites and independent rate publishers. Your actual rate may vary by location, balance, and relationship requirements.
Bank of America
- Best published: 4.50% APY
- Standard savings: 0.04% APY
- 12-mo CD: 2.50% APY
- Best promo: 4.50% — Featured CD — up to ~4.50% APY on select terms (varies by market, $1,000 min)
- Min CD: $1,000
Chase Bank
- Best published: 4.00% APY
- Standard savings: 0.01% APY
- 12-mo CD: 1.50% APY
- Best promo: 4.00% — Featured 3-month CD — 4.00% APY with Private Client relationship (Jun 2026)
- Min CD: $1,000
Wells Fargo
- Best published: 4.00% APY
- Standard savings: 0.01% APY
- 12-mo CD: 2.00% APY
- Best promo: 4.00% — Special Fixed Rate CD — promotional terms up to 4.00% APY (Fortune major-bank roundup, Jun 2026)
- Min CD: $2,500
Capital One
- Best published: 4.25% APY
- Standard savings: 3.10% APY
- 12-mo CD: 3.75% APY
- Best promo: 4.25% — Select promotional 360 CD terms — up to ~4.25% APY on featured maturities
- Min CD: $0
Citibank
- Best published: 4.35% APY
- Standard savings: 3.10% APY
- 12-mo CD: 2.75% APY
- Best promo: 4.35% — Promotional CDs — up to ~4.35% APY on select terms (Fortune major-bank roundup, Jun 2026)
- Min CD: $500
Important disclosures: AWS Vision investment, fixed deposit, and non-profit fund programs are structured wealth products — not FDIC-insured bank deposits. Competitor savings and CD rates shown are illustrative benchmarks from publicly available sources as of June 18, 2026 and may change without notice. AWS Vision earnings on this page are illustrated at up to 7% monthly; actual profit percentages vary depending on capital and are confirmed at enrollment with support. Illustrations do not guarantee future performance.
Sources reviewed: Chase deposit rates (PDF) · Bank of America CD rates · Wells Fargo CD rates · Capital One 360 rates · Citibank CD rates · Fortune major-bank CD roundup (Jun 2026) · NerdWallet HYSA rankings (Jun 2026)