See How AWS Vision Stacks Up Against the Big Banks
We compared savings, CD, and wealth-program yields from Bank of America, Chase, Wells Fargo, Capital One, and Citibank against AWS Vision's investment, fixed deposit, and non-profit fund programs — using publicly published rates.
40× higher
vs Chase 12-mo CD
on $50,000
5.0%
Your AWS Vision tier
Platinum · 5% monthly
$30,000
Est. 12-mo profit
AWS Vision program (simple model)
Compare earnings at deposit size
Showing projections for $50,000 — AWS Vision Platinum tier (5% monthly program rate).
Savings Account Yields
Megabank standard savings accounts typically pay 0.01% APY. AWS Vision Investment Savings elite tier pays up to 9.5% APY on qualifying balances — plus monthly and yearly gratuity on savings and FD accounts.
| Institution | Savings APY | Est. 1-Year Earnings on $50,000 | vs AWS Vision |
|---|---|---|---|
| AWS Vision | Up to 9.50% | $4,750 | — |
| Bank of America | 0.01% | $5 | 950× higher |
| Chase Bank | 0.01% | $5 | 950× higher |
| Wells Fargo | 0.01% | $5 | 950× higher |
| Capital One | 3.60% | $1,800 | 2.6× higher |
| Citibank | 1.18% | $590 | 8.1× higher |
On $50,000, Chase/BofA/Wells standard savings earn about $5 per year. AWS Vision elite savings: $4,750.
CD vs Fixed Deposit & Investment Programs
Traditional 12-month CDs from major banks top out around 1.5%–3.75% APY. AWS Vision fixed deposit and investment tiers pay monthly gratuity from 2% to 7% on capital — with total program returns up to 420% on Executive tier.
| Institution | 12-Mo CD / Best Promo | 1-Year Earnings | AWS Vision Advantage |
|---|---|---|---|
| AWS Vision — Platinum (5%/mo) | 180% total over 36 mo program | $30,000 / yr | Featured promo: 90% in 6 months on $50K+ FD |
| Bank of America | 0.03% APYBest promo: 3.25% — Featured CD — 7-month promotional term (varies by market) | $15 | 2000× higher |
| Chase Bank | 1.50% APYBest promo: 4.00% — Featured 2–3 month CD — requires linked Chase checking ($100K+ tier) | $750 | 40× higher |
| Wells Fargo | 1.50% APYBest promo: 3.49% — Special Fixed Rate CD — 4-month term, $5,000 minimum | $750 | 40× higher |
| Capital One | 3.75% APY | $1,875 | 16× higher |
| Citibank | 2.75% APYBest promo: 4.00% — Select short-term promotional CDs — varies by deposit tier | $1,375 | 22× higher |
AWS Vision Investment Tiers vs Traditional Banking
At $50,000, your matched tier is Platinum — estimated $30,000 in monthly profit over 12 months vs. $750 from a typical Chase 12-month CD.
Silver
2%
monthly profit on capital
Min $5,000 · 48% total / 24 mo
$12,000/yr est.
Gold
3%
monthly profit on capital
Min $10,000 · 72% total / 24 mo
$18,000/yr est.
Platinum
5%
monthly profit on capital
Min $50,000 · 180% total / 36 mo
$30,000/yr est.
Executive
7%
monthly profit on capital
Min $100,000 · 420% total / 60 mo
$84,000/yr est.
Why the Output Is So Different
Monthly profit, not 0.01% savings
Chase, BoA, and Wells Fargo standard savings pay about $1 per year per $10,000. AWS Vision investment programs distribute monthly profit from 2% to 7% on enrolled capital.
Structured wealth programs
Traditional CDs lock in low single-digit APY. AWS Vision FD and investment tiers align with global sector portfolios — Silver through Executive — with up to 420% total program return.
Non-profit fund option
No megabank offers 8%–10% monthly returns on organization fund capital. AWS Vision's non-profit program serves $100K–$1M enrolled capital with a dedicated portal.
Non-Profit Organizations
Traditional banks do not offer comparable monthly returns on endowed or reserve fund capital. AWS Vision non-profit tiers:
| Enrolled capital | Monthly rate | Est. monthly profit |
|---|---|---|
| $100,000 | 8% | $8,000 |
| $250,000 | 8.44% | $21,100 |
| $500,000 | 8.89% | $44,450 |
| $750,000 | 9.33% | $69,975 |
| $1,000,000 | 10% | $100,000 |
Published competitor rates (June 2026)
Reference figures from bank websites and independent rate publishers. Your actual rate may vary by location, balance, and relationship requirements.
Bank of America
- Savings: 0.01% APY
- 12-mo CD: 0.03% APY
- Best promo: 3.25% — Featured CD — 7-month promotional term (varies by market)
- Min CD: $1,000
Chase Bank
- Savings: 0.01% APY
- 12-mo CD: 1.50% APY
- Best promo: 4.00% — Featured 2–3 month CD — requires linked Chase checking ($100K+ tier)
- Min CD: $1,000
Wells Fargo
- Savings: 0.01% APY
- 12-mo CD: 1.50% APY
- Best promo: 3.49% — Special Fixed Rate CD — 4-month term, $5,000 minimum
- Min CD: $2,500
Capital One
- Savings: 3.60% APY
- 12-mo CD: 3.75% APY
- Min CD: $0
Citibank
- Savings: 1.18% APY
- 12-mo CD: 2.75% APY
- Best promo: 4.00% — Select short-term promotional CDs — varies by deposit tier
- Min CD: $500
Important disclosures: AWS Vision investment, fixed deposit, and non-profit fund programs are structured wealth products — not FDIC-insured bank deposits. Competitor savings and CD rates shown are illustrative benchmarks from publicly available sources as of June 2026 and may change without notice. Relationship rates, promotional CDs, and ZIP-specific pricing may differ. AWS Vision earnings illustrations use program terms at enrollment (monthly profit rate × capital × months) and do not guarantee future performance.
Sources reviewed: Bank of America CD rates · Chase consumer deposit rates · Wells Fargo CD rates · Capital One 360 CDs · Citibank CD rates · NerdWallet / Bankrate / Investopedia rate roundups