Today's Rates

Compare savings and fixed deposit rates available today. Loan, credit card, and checking rates are shown for reference — those products are opening soon.

AWS Vision is an investment firm. We offer Savings accounts and Fixed Deposit (FD) accounts with monthly and yearly gratuity benefits. We invest client capital across sectors and regions worldwide and distribute profits to investors every month.

See how we compare to Bank of America, Chase & Wells Fargo →

Credit cards, loans, insurance, and other banking products are not part of our current offering. AWS Vision does not offer checking accounts. We focus exclusively on savings, fixed deposits, and investment management. Join the waitlist if you are interested in future products.

Checking — Not Offered

Checking Accounts

Status: Not offered
Alternative: Savings · Fixed Deposit · Investment

Product	Status	Alternative
Checking Accounts	Not offered	Savings · Fixed Deposit · Investment

Savings — Monthly & Yearly Gratuity (Available Now)

AWS Vision Advantage Savings

Minimum: $100
Maximum: No max
Monthly Rate: 0.01%
Annual (Simple): 0.01%

Advantage Savings (Preferred Rewards Platinum)

Minimum: $100
Maximum: No max
Monthly Rate: 0.04%
Annual (Simple): 0.04%

Investment Savings — Starter Tier

Minimum: $1,000
Maximum: $9,999
Monthly Rate: 6.00%/mo
Annual (Simple): 72.00% annual simple

Investment Savings — Growth Tier

Minimum: $10,000
Maximum: $99,999
Monthly Rate: 7.50%/mo
Annual (Simple): 90.00% annual simple

Investment Savings — Elite Tier

Minimum: $100,000
Maximum: $249,999
Monthly Rate: 9.50%/mo
Annual (Simple): 114.00% annual simple

Product	Minimum	Maximum	Monthly Rate	Annual (Simple)
AWS Vision Advantage Savings	$100	No max	0.01%	0.01%
Advantage Savings (Preferred Rewards Platinum)	$100	No max	0.04%	0.04%
Investment Savings — Starter Tier	$1,000	$9,999	6.00%/mo	72.00% annual simple
Investment Savings — Growth Tier	$10,000	$99,999	7.50%/mo	90.00% annual simple
Investment Savings — Elite Tier	$100,000	$249,999	9.50%/mo	114.00% annual simple

Fixed Deposit (FD) Program Rates (Available Now)

July Promo FD — 6 MonthsJul

Minimum: $50,000+
Term: 6 months
Monthly Gratuity: 15.00%/mo
Total Return: 90% total

Product	Minimum	Term	Monthly Gratuity	Total Return
July Promo FD — 6 MonthsJul	$50,000+	6 months	15.00%/mo	90% total

The July Promo FD is our current Fixed Deposit offering: $50,000+ minimum, 90% total return over 6 months. Enrollment by August 7, 2026. Early withdrawal: contact your relationship manager to initiate — not available self-service in the portal.

Loan Rates (Opening Soon)

30-Year Fixed Mortgage

Interest Rate: 6.875%
APR: 6.991%
Type: Home

15-Year Fixed Mortgage

Interest Rate: 6.125%
APR: 6.289%
Type: Home

Affordable Loan Solution®

Interest Rate: 6.500%
APR: 6.712%
Type: Home

Auto Loan (New, 60 mo)

Interest Rate: 5.49%
APR: 5.62%
Type: Auto

Personal Loan

Interest Rate: 7.99%
APR: 8.15%
Type: Personal

Business Line of Credit

Interest Rate: 9.99%
APR: 10.25%
Type: Business

Product	Interest Rate	APR	Type
30-Year Fixed Mortgage	6.875%	6.991%	Home
15-Year Fixed Mortgage	6.125%	6.289%	Home
Affordable Loan Solution®	6.500%	6.712%	Home
Auto Loan (New, 60 mo)	5.49%	5.62%	Auto
Personal Loan	7.99%	8.15%	Personal
Business Line of Credit	9.99%	10.25%	Business

Credit Card Rates (Opening Soon)

Customized Cash Rewards

Purchase APR: 17.49%–27.49%
Balance Transfer: 0% for 15 mo
Annual Fee: $0

Travel Rewards

Purchase APR: 17.49%–27.49%
Balance Transfer: 0% for 15 mo
Annual Fee: $0

Premium Rewards

Purchase APR: 17.49%–27.49%
Balance Transfer: 0% for 15 mo
Annual Fee: $95

Product	Purchase APR	Balance Transfer	Annual Fee
Customized Cash Rewards	17.49%–27.49%	0% for 15 mo	$0
Travel Rewards	17.49%–27.49%	0% for 15 mo	$0
Premium Rewards	17.49%–27.49%	0% for 15 mo	$95

Open a Savings, FD, or Investment account

Rates are subject to change without notice. APY assumes monthly profit reinvestment. Loan rates shown are for well-qualified applicants. Actual rates may vary based on creditworthiness, loan amount, and term. Credit card APRs vary based on credit profile. Investment returns are not guaranteed. See disclosures for full terms.