Today's Rates

Savings and fixed deposit programs use capital-based tiers. Public figures are shown as “up to” — your exact monthly rate is confirmed on a call with support or your representative.

AWS Vision is an investment firm. We offer Savings accounts and Fixed Deposit (FD) accounts with monthly and yearly gratuity benefits. We invest client capital across sectors and regions worldwide and distribute profits to investors every month.

Discuss rates on a call →Compare vs banks & firms →

Credit cards, loans, insurance, and other banking products are not part of our current offering. AWS Vision does not offer checking accounts. We focus exclusively on savings, fixed deposits, and investment management. Join the waitlist if you are interested in future products.

Checking — Not Offered

Checking Accounts

Status: Not offered
Alternative: Savings · Fixed Deposit · Investment

Product	Status	Alternative
Checking Accounts	Not offered	Savings · Fixed Deposit · Investment

Savings — Monthly & Yearly Gratuity (Available Now)

AWS Vision Advantage Savings

Minimum: $100
Maximum: No max
Monthly Rate: Up to bank APY · Discuss on call
Annual: Discuss on call

Advantage Savings (Preferred Rewards)

Minimum: $100
Maximum: No max
Monthly Rate: Up to relationship APY · Discuss on call
Annual: Discuss on call

Investment Savings — Starter Tier

Minimum: $1,000
Maximum: $9,999
Monthly Rate: Up to program rate · Discuss on call
Annual: Discuss on call

Investment Savings — Growth Tier

Minimum: $10,000
Maximum: $99,999
Monthly Rate: Up to program rate · Discuss on call
Annual: Discuss on call

Investment Savings — Elite Tier

Minimum: $100,000
Maximum: $249,999+
Monthly Rate: Up to program rate · Discuss on call
Annual: Discuss on call

Product	Minimum	Maximum	Monthly Rate	Annual
AWS Vision Advantage Savings	$100	No max	Up to bank APY · Discuss on call	Discuss on call
Advantage Savings (Preferred Rewards)	$100	No max	Up to relationship APY · Discuss on call	Discuss on call
Investment Savings — Starter Tier	$1,000	$9,999	Up to program rate · Discuss on call	Discuss on call
Investment Savings — Growth Tier	$10,000	$99,999	Up to program rate · Discuss on call	Discuss on call
Investment Savings — Elite Tier	$100,000	$249,999+	Up to program rate · Discuss on call	Discuss on call

Fixed Deposit (FD) Program Rates (Available Now)

December Promo FD — 6 MonthsDec

Minimum: $50,000+
Term: 6 months
Monthly Gratuity: Up to program rate · Discuss on call
Total Return: Up to promotional package · Discuss on call

Product	Minimum	Term	Monthly Gratuity	Total Return
December Promo FD — 6 MonthsDec	$50,000+	6 months	Up to program rate · Discuss on call	Up to promotional package · Discuss on call

The December Promo FD is our current Fixed Deposit offering: $50,000+ minimum over 6 months. Exact monthly and total returns are confirmed on a call — we publish “up to” program framing only. Enrollment by December 31, 2026. Early withdrawal: contact your relationship manager (not self-service in the portal).

Loan Rates (Opening Soon)

30-Year Fixed Mortgage

Interest Rate: 6.875%
APR: 6.991%
Type: Home

15-Year Fixed Mortgage

Interest Rate: 6.125%
APR: 6.289%
Type: Home

Affordable Loan Solution®

Interest Rate: 6.500%
APR: 6.712%
Type: Home

Auto Loan (New, 60 mo)

Interest Rate: 5.49%
APR: 5.62%
Type: Auto

Personal Loan

Interest Rate: 7.99%
APR: 8.15%
Type: Personal

Business Line of Credit

Interest Rate: 9.99%
APR: 10.25%
Type: Business

Product	Interest Rate	APR	Type
30-Year Fixed Mortgage	6.875%	6.991%	Home
15-Year Fixed Mortgage	6.125%	6.289%	Home
Affordable Loan Solution®	6.500%	6.712%	Home
Auto Loan (New, 60 mo)	5.49%	5.62%	Auto
Personal Loan	7.99%	8.15%	Personal
Business Line of Credit	9.99%	10.25%	Business

Credit Card Rates (Opening Soon)

Customized Cash Rewards

Purchase APR: 17.49%–27.49%
Balance Transfer: 0% for 15 mo
Annual Fee: $0

Travel Rewards

Purchase APR: 17.49%–27.49%
Balance Transfer: 0% for 15 mo
Annual Fee: $0

Premium Rewards

Purchase APR: 17.49%–27.49%
Balance Transfer: 0% for 15 mo
Annual Fee: $95

Product	Purchase APR	Balance Transfer	Annual Fee
Customized Cash Rewards	17.49%–27.49%	0% for 15 mo	$0
Travel Rewards	17.49%–27.49%	0% for 15 mo	$0
Premium Rewards	17.49%–27.49%	0% for 15 mo	$95

Confirm your rate on a call

Exact monthly and total returns depend on capital and package — we discuss them with you before enrollment. AWS Vision is an investment firm. We offer Savings accounts and Fixed Deposit (FD) accounts with monthly and yearly gratuity benefits. We invest client capital across sectors and regions worldwide and distribute profits to investors every month.

Rates and “up to” figures are indicative and subject to change without notice. Exact program percentages are confirmed on a call and in your enrollment agreement. Loan and card rates shown are for well-qualified applicants and coming-soon products. Investment returns are not guaranteed. See disclosures for full terms.