AWS Vision Fixed Deposit (FD) Accounts
Fixed term with monthly and yearly gratuity — available now
Lock your capital in a Fixed Deposit for a chosen term. FD tiers follow the same monthly gratuity and total return schedule as our Silver through Executive investment plans — plus a limited June promo at 90% total return over 6 months on $50,000+.
AWS Vision is an investment firm. We offer Savings accounts and Fixed Deposit (FD) accounts with monthly and yearly gratuity benefits. We invest client capital across sectors and regions worldwide and distribute profits to investors every month.
Key Features & Benefits
Monthly Gratuity on FD
Receive a monthly gratuity credit on your fixed deposit balance throughout the term of your account.
Yearly Gratuity Bonus
Qualifying fixed deposits earn an additional yearly gratuity payment — rewarding long-term commitment.
Fixed Terms
Choose terms from 3 months to 5 years. Your principal and agreed returns are defined at opening.
Investment-Linked FD
Higher-tier fixed deposits link directly to AWS Vision's global investment portfolio for enhanced returns and monthly profit options.
Maturity Options
At maturity, renew your FD, transfer to savings, or move capital into an Investment account.
Portal Statements
Track gratuity payments, maturity dates, and full account history in your client portal with downloadable PDF statements.
Products & Options
Compare our offerings and choose what fits your needs
90% total return
June Promo FD — 6 Months
Minimum $50,000. Open in June 2026 only.
- 90% return after 6 months
- Monthly and yearly gratuity eligible
- Limited-time June enrollment
- Relationship manager support
2.00%/mo · 48% total
Silver FD — 24 Months
Minimum $5,000. Capital + 48% over 24 months.
- 2.00% monthly gratuity
- 48% total program return
- Compound interest available
- Yearly gratuity bonus on qualifying balances
3.00%/mo · 72% total
Gold FD — 24 Months
Minimum $10,000. Capital + 72% over 24 months.
- 3.00% monthly gratuity
- 72% total program return
- Compound interest available
- Yearly gratuity bonus on qualifying balances
4.00%/mo · 96% total
Diamond FD — 24 Months
Minimum $30,000. Capital + 96% over 24 months.
- 4.00% monthly gratuity
- 96% total program return
- Compound interest available
- Yearly gratuity bonus on qualifying balances
5.00%/mo · 180% total
Platinum FD — 36 Months
Minimum $50,000. Capital + 180% over 36 months.
- 5.00% monthly gratuity
- 180% total program return
- Compound interest available
- Yearly gratuity bonus on qualifying balances
Frequently Asked Questions
What is gratuity on a fixed deposit?
Gratuity is an additional benefit AWS Vision pays on top of your fixed deposit returns — monthly throughout the term and yearly for qualifying accounts.
Savings vs FD — which should I choose?
Savings offers flexible access with monthly and yearly gratuity. FD locks your capital for a set term with typically higher gratuity and returns. Choose FD when you can commit funds for the full term.
Can I withdraw my FD early?
Fixed deposits are held until maturity. If you need funds before then, contact your relationship manager — they will initiate an early withdrawal on your behalf.